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First, why is it necessary to be Born Again, Saved?

Because we have ruined the first birth.
And here is how we ruined it ...

"For all have sinned,
and come short of the glory of God" 
The Bible - Book of Romans - Chapter 3 - Line 23

Notice that "all have sinned."
We are ALL sinners and cannot get into God's Glory.

See the image depicting this statement ...

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